Top 10 Things I Learnt in the Last Few Years

Housing always goes up.

They are not making any more land.

I need to buy now before I get priced out forever.

Renting is throwing your money away.

Renters are just bitter people who can't afford a house.

House prices don't matter because they always go up.

This is a great time to be a buyer or a seller.

Prices will flat-line before they make their inexorable upward climb.

You don't need to pay back your debt; you can always refinance.

And the top thing I learnt:

Debt = Wealth!